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Monthly Archives: January, 2022

Trouble hiring?  Workforce hit by Covid?

January 16th, 2022 Posted by Business Management, Financial Management, Global, Jobs 0 thoughts on “Trouble hiring?  Workforce hit by Covid?”

Having trouble hiring staff?  Covid impacting your workforce?

Gobbill Australia was able to save one of its clients 80 hours (one half-time employee) of administration monthly for a $100 per month online subscription. The client is currently saving $35,000 each year.

Imagine what we could do for you.


“Organizations must act to retain their current employees and to attract people
” McKinsey & Co Dec 2021

Many business owners are struggling to find staff from customer service to administration roles. If this is you, examine activities that you can automate using Gobbill. Attracting and retaining talent is important but who wants to do the work an automation robot is able to.

Gobbill is a secure online system which removes manual steps and automates checking, bookkeeping and payment activities. 


You can save up to 70% of your time in admin and paying bills with a subscription starting at $48 per month.
For one of our clients, they removed 80 hours per month of administration work using Gobbill. This saved the business $35,000 annually in wages not including overhead costs.


Thousands of Australians trust Gobbill to automate their admin and manage millions in payments each year. Established in 2015, Gobbill is owned, built and operated in Australia for small business owners. There are no offshore development or processing services involved.

Visit gobbill.com to sign up today or learn more.

Contact gobbill@gobbill.com.au if you need a consultant to review where you can save time.

References:
https://www.theguardian.com/australia-news/2021/oct/24/australias-workforce-shortage-never-a-better-time-to-be-applying-for-a-job-experts-say
https://www.mckinsey.com/business-functions/people-and-organizational-performance/our-insights/the-organization-blog/the-great-attrition-facing-the-labor-shortage-conundrum

The Dangers of Direct Debit

January 4th, 2022 Posted by Business Management, Financial Management, Time Management 0 thoughts on “The Dangers of Direct Debit”

Direct debit can be a great way to organise your finances, but what are the risks? Make sure that you understand the pros and cons of direct debit before making a commitment to payments that may have hidden strings attached. 

Don’set and forget 

Keep yourself informed of the direct debits associated with your bank account. Signing up for a trial can seem like a great way to access a free product, but if a biller only accepts direct debit ensure to cancel your subscription before the trial period has ended. Alternatively, if you are a customer who prefers the convenience of a ‘rolling’ policy (a policy that is automatically extended each year), review these payments regularly to confirm that you still require the services. Customers are often hit with charges for products they no longer use without notification from their provider. 

Giving control to a third party can be risky 

As direct debit payments allocate billing control to the biller and give your bank account details to a third party, it is vital that your service provider is a trustworthy organisation. Customers are not required to provide approval for payment, even if a bill is out of line with prior spending.   

Monitor your bill payments 

Using direct debits as a method of bill payment does not mean that customers can avoid monitoring bill amounts. To remove the potential of being overcharged, it is important to be vigilant about what is taken from your account. Monitor withdrawals from your biller and ensure that bill amounts are in line with your spending habits.  

Cancelling can be a process 

Depending on the biller and direct debit system, cancelling a direct debit can be a difficult process. When your direct debit is set up, ensure that you retain authority to end the debit unilaterally. Many banks are unwilling to stop direct debit at a customers request, meaning that a business may take several or more months of payments before the process is stopped. To cancel, customers will often be required to write a letter to the bank and merchant to stop the debits. Before setting up a direct debit read the Terms and Conditions and educate yourself on how to cancel in case you no longer require the service or product. Or alternatively, set up an alternative way to pay. 

Paying bills with a credit card has benefits 

Direct debit payments do not give users the opportunity to access rewards. For those looking to maximise their bill payment benefits, pay bills on a credit card where possible to gain cash and travel rewards. If your biller charges an inconvenience fee for credit card payments, this is the circumstance to look into a debit card or direct debit option. For billers that do not charge extra for the use of a credit card, do the research on what card will be most useful for which bill – do you want to use a card to increase points? Money flow? Choose what credit card gives you the best benefits for your preferences and go.  

Careful of the extra fees 

Utilising direct debit as a payment service can reduce the possibility of being charged late fees and get you pay-on-time discounts. However, if your bank account does not contain enough funds to cover the bill total, you may get charged a fee by both the financial institution and the biller. To manage this issue, it is important for users to either link direct debits to their primary bank account or set reminders to transfer funds before bill due dates.  

An alternative bill payment service like Gobbill can assist in avoiding the potential shortfalls associated with direct debit payments. The new online service issues payment reminders before a bill due date, gives users increased flexibility to pay bills using a credit or debit card, allows users to maintain control over bill payments and automates the bill payment process.

Contact Gobbill to find out more or Sign UP today for FREE